Bank of Ningbo Co., Ltd. provides various personal and business banking products and services in the People's Republic of China. The company operates through four segments: Corporate Banking, Personal Banking, Capital Banking, and Other Banking Services. It offers deposits; short-term, medium-term, and long-term loans; bank cards; domestic settlements; discounting services; distribution and payment agent, and government bonds underwriting services; government bonds trading services; inter-bank lending/borrowing services; safe deposit box services; foreign currency deposits, loans, and remittances; bank guarantees; and payment/collection and insurance agent services, as well as other banking services. The company also provides financial bonds issuance; consignment loan of local fiscal revolving funds; international settlement; foreign currencies purchase and sale; inter-bank foreign currency lending/borrowing; foreign currency negotiable instruments acceptance and discount; foreign currency guarantees; and other business services. As of December 31, 2020, it operated 15 branches, 19 primary sub-branches, and 1 capital operation center located in the cities of Ningbo, Zhejiang province; and Shanghai, Hangzhou, Nanjing, Shenzhen, Suzhou, Wenzhou, Beijing, Wuxi, Jinhua, Shaoxing, Taizhou, Lishui, Huzhou, Quzhou, and Jiaxing. The company was formerly known as Ningbo Commercial Bank Co., Ltd. and changed its name to Bank of Ningbo Co., Ltd. in February 2007. Bank of Ningbo Co., Ltd. was founded in 1997 and is headquartered in Ningbo, the People's Republic of China.